Being the owner of a driving school is not less than a great responsibility. Having a business with a number of expensive cars and where the working employees, the driving instructors of a driving school is potentially at high risk, this calls for a heavy duty insurance.
A simple standard car insurance is not an ideal fit for a driving instructor. You need something more than that. Driving school insurance is the one that fits perfectly on the needs of the driving school and for specific instructors’ safety, Driving Instructor Insurance is the preferable choice.
As there are a number of driving instructor insurance policies available, you need to be certain that you are selecting the right one. Although it is a bit tricky to choose the right type of driving instructor insurance policy, but it is not that much tough a job.
Choosing the Right Type of Driving School Insurance Policy:
Being the owner of driving school business, choosing the right type of driving school insurance policy is also one of your main duties. The driving school insurance policies should be comfortably fit to the budget of the school and it is perfect for providing an adequate coverage.
For a larger size of driving school business with a large number of driving instructors and a plethora of students, an expensive driving school insurance can easily slip into their budget. But for a driving school limited on the resources and budget, individual insurance coverages for the instructors may be sufficient enough.
Some driving school businesses also go for a one-day insurance coverage which is a short term insurance policy given for a single day and can be extended for a maximum of 28 days. This specific type of driving school insurance policy is good enough if the car is being used by the instructor or the student for a short time period.
It is also good to ascertain specific features in your driving school insurance policy like the legal claims as the driving instructor is not only responsible for the vehicle, himself and the student, but he is also responsible for the other drivers on the road plus the public property.
You can always stay in touch with your insurance providers and it is also a good option if your insurance provider offers 24 hours of customer assistance as accidents can happen any time of the day.